Here are six ways through which you can find your car insurance policy number:
- Policy Document
The easiest way to find your car insurance policy number is by checking your policy document. Be it comprehensive or third party insurance, your policy number will be mentioned in your policy document. If you purchased your policy online, you may have a soft copy of your policy document in your mail which you can go through to know your policy number.
- Insurer’s Website/ Mobile App
In case you had purchased your car insurance policy online on your insurer’s website, you can log in to your account on the website to know your policy number. To retrieve your account, you will be required to provide a few details, such as your car’s registration number, your name, phone number, etc. Some of the best car insurance companies also have mobile applications where you can access details of your four wheeler insurance policy. Just enter the requested details to log in to your account.
- Insurance Agent
If you had bought your car insurance policy with the help of an insurance agent, you must contact him/ her to know your policy number. Insurance agents usually keep a copy of the policy details of their clients and thus, may help you to find your car insurance policy number.
- Telephonic Assistance
All those people who did not buy car insurance online or through an agent can know their policy number by getting in touch with their motor insurance company over the telephone. Every insurer has a customer care team to help solve your problems and doubts. You can call on your insurer’s customer service number and know your policy number. All you need to do is provide the requested details to the customer executive and he/ she will tell you your car insurance policy number. You can find the customer care contact number on the insurer’s website.
- Visit Nearest Branch of the Insurance Provider
To know your car insurance policy number, you can also visit the nearest branch of your motor insurance provider. The branch executive may ask for a few details for verification. Post verification, they will tell you your car insurance policy number.
- Insurance Information Bureau (IIB)
Another way to know your car insurance policy number is to visit the website of the Insurance Information Bureau (IIB). The IIB maintains the details of all motor insurance policies in India in an accident.
How to check Car Insurance details with Registration Number?
Whenever a car insurance policy is drafted, the registration number of your car is always associated with it. Hence, you can check your car insurance plan details online by just entering the registration number on some websites. Below are the following ways to get the details of your car insurance check by registration number:
1. Visit the website of the RTO where your car is registered and fill up the registration number of your car in the given section and click “proceed” to find the policy details.
2. Visit the website of the State Transport Department and enter the registration number of your car to get the car insurance plan details.
3. Visit the website of the Ministry of Road Transport and Highways, i.e., www.parivahan.gov.in/parivahan/ and fill up your car’s registration number to receive the complete details of your insurance plan.
4. Visit the website of the Insurance Information Bureau, which is framed by the Insurance Regulatory and Development Authority of India (IRDAI), and enter the registration number of your car to check the details of your car insurance cover.
How can I find my Insurance Policy number online?
Online IIB
In 2009 IRDAI introduced the Insurance Information Bureau. The policy number could be extracted simply from their website. The following steps can be followed for car insurance policy number lookup:
Step 1: Visit IIB’s official website
Step 2: Enter all the necessary details like vehicle number, address, email id, vehicle registration number, date of the accident, place of accident.
Step 3: enter the security code and once this is done you will get all the details of your policy.
Guidelines to Check the Policy Number
The car insurance policy must be 2 months old; only then will it be visible in IIB’s site.
A maximum of three attempts is available on a given phone number or email id to search for the policy number.
Information is available for policies that started after 1st April 2010.
Online Insurer
Your insurer must be having their website online and the details for the policy will be available on their portal as well. Some basic details like the registration number of the car, name and other important things will be needed.
How to check a Car’s Insurance status offline?
You can contact your insurance agent or can visit the nearest branch of the insurer to get details about your insurance policy. This is the traditional method to know about the insurance number however most companies are now using the online method to give each policyholder access to their account.
If you are planning to get a car for your family it is important to get buy Car Insurance online as not only it is mandated by the law but it is very crucial for the safety of your family and others driving on the road as well.
How can I get a copy of my car insurance number online?
Issuing duplicate insurance papers online is a significantly simpler process. Follow the below-mentioned steps to download a duplicate copy of your insurance document:
Step 1: Visit the website of the insurance provider. Select the type of insurance you are dealing with. Eg., car, two-wheeler health.
Step 2: Next, depending on the insurance provider, you will either need to log in to your account by providing the required details, entering your policy number or contacting customer service.
Step 3: Once you log in the policy document will be available for download. If not you can file a request for a duplicate copy by contacting customer service and they will send you a copy of the document.
Does my RC book contain the car insurance policy number?
The RC book or the Registration Card is an official document issued by the Government of India, which certifies your Car to be legally registered with the RTO (Regional Transport Office). It looks just like a smart card and has the following details about your Car:
- Registration date and number
- Engine number
- Chassis number
- Color of the Car
- Type of the Car
- Seating capacity
- Model number
- Fuel type
- Manufacturing date of the Car